5 Things Identity Thieves Want You To Do

Keeping your identity safe online and elsewhere is paramount in today’s highly digitized world. If you allow hackers id-theft_005to access information about you, it could result in a wiped-out bank account or a hacked email address, which will lead to major frustrations.

Chairman and Co-Founder of Credit.com and IDT911 Adam Levin says escaping identity thieves is nearly impossible, but you can make their job tougher.

“With identity theft and hacking running neck and neck as the third certainty in life, here are some behaviors to be avoided at all costs, because failure to follow best practices here will definitely come at a cost.”

So what are some mistakes that might lead to your identity being hacked? Here are five examples of the worst things you can do.

1. Ignore Your Bank Account & Your Credit Scores

Keeping your credit scores under close watch has been discussed here before. Checking your online bank statement is the fastest way to determine if someone has stolen your bank credentials and begun to make purchases. You should review your bank account regularly, especially after buying something online or from a business that you know was recently hacked. Check your credit scores as well to ensure someone else isn’t opening credit lines in your name. It’s also a good idea to check your credit reports.

(Click here to learn about Identity Theft protection)

2. Use One Password

Your passwords are often the only thing keeping you from being hacked, so make them complicated, and use different ones for every site you access, suggests the California Office of the Attorney General.

If someone discovers that an easily hacked site contains the password to your Amazon account, they could begin making purchases before you realize it — especially if you ignore your bank account.

3. Don’t Bother to Check Website Credentials

Phishing is everywhere. If you don’t look to see if a website is the authentic site for Amazon or some other online shopping center, then you could easily fall prey to a phishing scheme that will steal your password.

Be careful of emails as well, as these can be used to phish for information.

4. Give Out Your Social Security Number

Your Social Security number is the most valuable piece of data you possess.

Hackers can set up all kinds of accounts in your name if they have your Social Security number and your address. Don’t give them that chance. Keep your Social Security number as secure as possible.

5. Tell Everyone on Facebook Where You Are Going

Remember that Facebook is readily available to anyone with a computer, and if someone wants to break into your house, they can find out the best time for that by looking at your social updates.

So don’t say whether you’re on vacation, and don’t make your daily schedule of when you’re out of the house available online.

Source: Fox Business News

What Parents Can Do To Protect Their Child’s Identity

What are the odds that someone will steal a child’s identity? Why would a thief do that, and what exactly can parentsIDTheftChild do to keep it from happening?
 2011 joint industry-academic examination of 40,000 children caught up in a data breach found that someone else appeared to be using 10.2 percent of their Social Security numbers. Most of those instances happened before the breach in question.

Children are 51 times more likely to have their identity stolen than adults! So identity theft for children does happen, and here’s why: Children’s credit reports are clean. That’s attractive to people who want to begin their financial lives anew for any number of reasons. Plus, minors don’t check their credit reports or review monthly bills the way grown-ups do, which means thieves may not get caught for years or even decades. Thieves sometimes use children’s Social Security numbers and other data to file fake tax returns and get illegitimate refunds, gain access to health care and work legally even if they are not citizens.

So what are the ways to keep private data private that are within our control? Don’t carry around Social Security cards. Keep them under lock and key at home. Keep your child’s date of birth off social media. Talk to your offspring about where to click and not to click on websites and in incoming email. Question school officials and doctors who want children’s Social Security numbers for forms, as it may not truly be necessary.

“Social Security numbers are like money in the bank, and thieves don’t need to use them at any specific moment in history,” he said. “You’re going to have to look over your shoulder for the rest of your life.”

For peace of mind, get identity theft protection for you and your family! IDShield provides privacy and security monitoring, consultation, and Comprehensive Identity Restoration from Kroll. So in the unfortunate event something does happen to your identity, you’ll have professional help in getting your identity restored to what it was before the fraud occurred. To ensure you have the best coverage possible, there is an IDShield Family plan that includes you, your spouse/partner, and up to 8 children.

For as little as $19.95 a month you can have the peace of mind that you and your family are protected from identity theft. Visit joncannon.co to get your protection today! Watch this video to learn more.

 

 

Protect Your Kids from Cyberbullies

Protect Your Kids from CyberbulliesCyberbullies

With the new school year under way, it is important to talk with your kids about the dangers of cyberbullying. Both adults and children spend a great deal of free time online via smart phones, tablets and home computers. Cyberbullying presents a threat to their emotional and social well being. Social networking has magnified the effects of online bullying, particularly for teens. It is important to recognize that cyberbullying is not simply ‘kids being kids’ but rather a real danger with extreme consequences for both the bullies, the bullied and parents.

  • Identify Problems – Identifying cyberbullying is particularly difficult with teens who may be more tech savvy than their parents and more reluctant to share the details of their social life. Talk to your kids about their online activities and what to do if they are bullied online. Also, look out for warning signs, such as unwillingness to discuss online activities, nervousness, difficulty sleeping, weight change and withdrawing from school or social activities.
  • Understand the Methods – Cyberbullies may use some or all of these methods, which include:
    • Harassment – Repeatedly sending threats or other offensive material to one or more victims is harassment. Harassment may involve cyberstalking, where the bully locates email accounts, home addresses and phone numbers they can use to threaten or harass victims.
    • Flaming – Flaming is the act of taunting the victim to respond. This is often done publicly to shame the victim for cowardice if they fail to respond or further mock them if they do.
    • Exclusion – Exclusion is the act of blocking or freezing someone out of a social group. For many teens this act can be very traumatic. Other types of harassment may spring out of exclusion.
    • Impersonation (a.k.a. Masquerading) – Bullies often use false or misleading online identities to post hurtful information on message boards or social networks. They may use fake email addresses or user accounts to send messages after a previous account is blocked.
    • Outing – Outing involves the bully publishing personal or private details about the victim publicly or within a social circle. This can be anything from a personal secret to explicit photographs. Bullies may even pose as a love interest in order to provoke the victim into sharing embarrassing personal information. Once shared online, information may spread quickly throughout the teen’s school and social circle.
  • Ignore the Bully – Avoid engaging directly with the bully to stop the behavior. Someone engaged in online bullying is KeepCalmLegalShieldunlikely to be swayed by reason. Cyberbullies crave a response to taunts and insults. Teach your kids that responding in any way will open the floodgates for additional bullying. In some cases, ignoring the behavior may cut things off before they get worse.
  • Save Evidence – Saving evidence of abuse and bullying will help you report the issue to the necessary parties. Save emails, images and chat records. Take screenshots of things posted online so the bully cannot delete them in an effort to cover his or her tracks.
  • Report Bullying – If the perpetrator is a minor you may try reaching out to a parent or guardian to intervene in the matter. Many parents are surprised to learn that their children are bullying and will help intervene. If the bully attends your child’s school, discuss the matter with an administrator or counselor. Some schools have guidelines for dealing with cyberbullies and preventing escalation. File formal complaints with websites and the phone and Internet providers to block the bully. In many cases the terms of service prohibit harassment and the bully may be banned from the site or blocked by his or her Internet service provider.
  • Report Illegal Behavior to the Police – While cyberbullying is relatively new and the law has not always been quick to respond, some localities have established laws to penalize cyberbullys. Threats of violence and the posting of pornographic images, particularly those involving minors, are against the law and should be immediately reported to the authorities. If you need to find out more about the law where you live call your LegalShield provider law firm and speak with an attorney.
  • Level the Playing Field of Injustice – If your child is the target of cyberbullys, then you are just one phone call away from getting it stopped! For less than $20 per month, you and your family will have an entire law firm on your side. Visit www.joncannon.co to learn more about LegalShield.

Arm Yourself and Your Family

Are you protected from identity theft?

Millions of Americans are affected by identity theft each year. Get smart about protecting yourself with IDShield. Our plans provide Security and Privacy Monitoring as well as unlimited consultation so you can get advice if you have a question about Identity Theft. IDShield also provides Comprehensive Identity Restoration from Kroll Advisory Solutions with a $5MM Service Guarantee – so in the unfortunate event that something does happen to your identity, you’ll have professional help in getting your identity restored to what it was before the fraud occurred.

For more information about IDShield or LegalShield visit joncannon.co.