Category: LegalShield

Legal and Identity Theft Protection

Aflac, Devotions, LegalShield, Self Improvement

Is It Time For A Career Change?

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(Click here to check out a new career opportunity!)

If you have been working in a similar role for years, you may wonder if you could ever step out and do something completely different. Some people do.  Take Andrea Bocelli, the popular Italian tenor and singer-songwriter, who made the jump from being a lawyer to his musical career. Justin Welby left his executive position in the oil industry to become a vicar, and eventually the Archbishop of Canterbury and symbolic head of the worldwide Anglican Communion. Brian Cox, the popular physicist who presents science on English television, was a rock star, with a number 1 hit in the 1990s. Harrison Ford, the Hollywood actor, used to be a carpenter and cabinet-maker.

Such stand-out changes might not be within the realm of our own possibilities, but from time-to-time we need to examine how satisfied we are with what we’re doing, and how confident we feel about the direction we are heading. Waking up on a Monday morning dreading the beginning of the working week, or feeling like our talents are not being used, or that our pay package doesn’t reflect the value we bring, may be signs it’s time to think about other options.

The Bible acknowledges the necessity of working for a living: “People go off to their work, where they labor until evening.” Being satisfied in our work is also mentioned: “You will definitely enjoy what you’ve worked hard for—you’ll be happy; and things will go well for you.” “The earnings of the godly enhance their lives,” The apostle Paul evidently felt fulfilled in his role: “That’s what I’m working so hard at day after day, year after year, doing my best with the energy God so generously gives me.” If this isn’t how you feel, then it could be time to consider looking for a better situation, or at least, for improvements where you are.

(Click here to check out a new career opportunity!)

Life-changing decisions shouldn’t be made in a hurry, of course, and you might like to consider the following:

List five features of your ideal job that are most important to you.

Such as, your fulfillment and goals, the ethics of your employer, the size of your salary, the supplementary benefits (pension, gym membership, etc.), the workplace environment and camaraderie, the hours and workload, your role and level of responsibility, the use that’s made of your unique talents, the opportunities for training and career progression, and so on.

Now score your present job on those features.

If it doesn’t match at least half of what is most important to you, chances are you are not in the best place and it’s time to start looking elsewhere.

Think about what you really want to do.

Read up about the role. Does it fit your skills and experience, training and qualifications? If not, is it something you can learn on the go, or is there another route into that type of job? Do some research.

Get advice from other people.

According to Proverbs, “The more wise counsel you follow, the better your chances.” Try to get some advice from those already in the field where you’d like to be working. Talk to your friends and family, and perhaps a career advisor.

Go after your dreams, but be realistic.

The vast majority of us have jobs because we need them in order to pay the bills. So if your dream career isn’t quite within striking distance and you need to stick with your regular job, consider a voluntary role in the sector where you are interested. If it’s something you really are passionate about, you’ll probably be able to fit in a few evenings or a day over the weekend. An accountant won’t become a social worker overnight, but he could help out at a youth club.

Seek God’s guidance.

“Seek his will in all you do, and he will show you which path to take.” You may find Him speaking to you through your quiet time, devotional, or Bible reading, or you may want to specifically ask Him: “Show me Your ways, O Lord; teach me Your paths.” Whatever the case, try to include Him in the picture of your plans, remembering that “God’s blessing makes life rich,” not only materially, but also in terms of peace of mind.

Your own season for change might not come at this particular time of the year, yet whenever it comes, God will be at hand to help, shining His light on your path.

(Click here to check out a new career opportunity!)

Proverbs 10:16 (NIV)  The wages of the righteous is life, but the earnings of the wicked are sin and death.

Colossians 1:29 (NIV) To this end I strenuously contend with all the energy Christ so powerfully works in me.

Proverbs 11:14 (NIV) For lack of guidance a nation falls, but victory is won through many advisers.

LegalShield

Run Your Business Like A Business … Because It Is!

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To all my Network Marketer colleagues. Kudos to you for pursuing your dream! I love your entrepreneur spirit! However, we cannot be experts in every area of our business. Therefore, allow me to help protect your dream and business!

Tonight at 7:30 PM Central (8:30 PM Eastern) there will be a FREE NETWORK MARKETER Legal Plan Conference Call. EVERY Network Marketer, regardless of the company and product you promote NEEDS to run their business like a business, which means LEGALLY setting up and protecting your business!

Here’s the number: 712-432-7608 pin 68851#

Check out the Network Marketers Legal Plan:

http://networkmarketer.legalshield.com/?associate_login=jonathancannon

I want to to help you reach your goals and achieve your dreams! Contact me for more info. ‪#‎blessings‬ ‪#‎reducingexposures‬ ‪#‎pursuingthedream‬ www.joncannon.co

LegalShield

Do You Have a Will In Place for Your Family?

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Estate planners tell us that nearly 70% of Americans die without a will. Folks, this is dumb – really dumb. If you hate the people in your life, die without a will, because you’re going to tie them up for years.

A will is a gift you leave your family or loved ones. It is a gift because it makes the management of your estate very clear and light-years easier. If you don’t have a will, the state (not known for its financial prowess) will decide what happens to your stuff, your kids, and your financial legacy. You don’t want this to happen. Even if you’re single, get a will right now!

How to Get a Will

The easiest and most cost-effective way to go about making a will nowadays is a membership with LegalShield. I recommend LegalShield, which offers a designate law firm to represent you with any legal counsel, advice, and step by step instruction on completing your will. All you need to do is call your provider law firm and they will take it from there!

This is something we all need to be doing. You are going to die, so go out in style, and die with a will in place.

Need a will? Get a will today with LegalShield!

IDShield, LegalShield

Data Breach Hits 63,000 at University of Central Florida

Here’s just 1 of 12.7 million reasons (number of identities stolen in 2015) you need Identity Theft Protection!

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USA Today reports that as many as 63,000 current and former students and staff at the University of Central Florida in Orlando had their names and Social Security numbers compromised when hackers attacked the school’s computer system, the university said Thursday. Their names, Social Security numbers, student ID numbers and information about their sport and studies were potentially accessed.

Click here to learn more about Identity Theft Protection for you and your family.

IDShield, LegalShield

6 Ways To Help Prevent Identity Theft

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Unfortunately, IRS scams are some of the fastest-growing forms of identity theft. As reported in Forbes: “The trend is clear. Each year, the IRS publishes a list of its ‘Dirty Dozen’ tax scams.”

This growing threat is one reason why LegalShield has partnered with Kroll to launch IDShield, the nation’s premier identity theft protection service. IDShield provides consumers with direct access to Kroll’s team of Licensed Private Investigators to help them protect against identity theft and to quickly restore their identities in the event that they are compromised by a national breach such as the one involving the IRS.

However, not all identity theft occurs online. The Social Security Administration has reported that thieves even dig into trash to steal a victim’s Social Security numbers, which they can use to file false tax returns then route false tax refunds to fake bank accounts or a mail drop. As Forbes reports: “Not only do they steal money from the government, but they create an enormous headache for legitimate taxpayers whose IDs they have stolen.”

Click here to learn more about IDShield and an Identity Theft protection plan for you and your family!

Bella and John Kennedy know exactly how that headache feels. While they were on vacation, they were notified by their credit card company of some questionable charges. Although they were able to stop those charges immediately, it was not until they came home that they learned that the thieves had also filed false taxes under their name.

“We reached out to LegalShield and Kroll, and they gave us everything we needed to fully restore our identities. Every step of the way, Kroll’s Licensed Private Investigators were there to reassure us and to help us fill out the proper forms with the IRS. More importantly, they gave us peace of mind during this difficult challenge. We are IDShield customers for life!”

Another identity theft victim, Billy Brown, shares a similar story:

“30 days after I filed my taxes, I received a letter from the IRS stating that someone had already filed a tax return in my name and received a $9,000 refund. As a result, I was being audited. Working with the service that is now known as IDShield, I was guided through the restoration process and got the matter resolved with the IRS. Now, I have a 4-digit security code to use when I file my taxes that changes each year to protect me from this ever happening again. The Kroll investigator also placed fraud alerts on my credit reports for added security. IDShield gives me peace of mind and the protection I need.”

Click here to learn more about IDShield and an Identity Theft protection plan for you and your family!

Through IDShield, consumers have access to Kroll’s team of expert Licensed Private Investigators with powerful proprietary resources at their fingertips. These investigators are full-time employees who bring valuable insight and experience from a range of backgrounds such as law enforcement, counseling, banking, insurance, debt collection and more.

Matt Kidder is one of these Licensed Private Investigators. In his 12 years of experience in the field, he has helped thousands of people to recover from tax fraud and restore their identities. He offers the following tips to help people protect themselves from IRS scams and tax fraud:

1. Ask Before You Share. 

“If you are asked for something sensitive such as a Social Security Number (SSN), ask why it is needed and what systems are in place to protect it.”

2. Protect your PC. 

“Keep security software on your computer devices, and keep it updated. Think of it like locking the doors and windows of your house to protect who and what is inside.”

3. Secure Personal Items. 

“Theft of physical items like purses, wallets and documents thrown in the trash are still tactics used by identity thieves.”

4. Check Your Default Settings.

“Privacy is not the default setting on social sites, which will likely make most of your information accessible. Change the settings to the level of privacy that you feel comfortable with. Also, do not share too much about yourself – just because a profile form has blanks that can be filled, that doesn’t mean you have to provide that info.”

5. Be Skeptical. 

“A healthy dose of suspicion can be good for you sometimes! Do not respond to an unsolicited email that requests your private or sensitive information, or those where you are directed to a website via an embedded link. Creative thieves can make messages and webpages look authentic.”

6. Watch the Wifi.

“A thief can sit near a popular Wi-Fi location such as a coffee shop and set up a fake hotspot. Any unprotected data sent over a fake Wi-Fi network can be saved to the thief’s computer. Use a virtual private network (VPN) connection whenever possible.”

LegalShield has provided legal protection to millions of people for more than 40 years and has provided identity theft protection for 15 years with Kroll . Today, IDShield protects the identities of more than a million people in 50 states and 4 Canadian provinces.

Click here to learn more about IDShield and an Identity Theft protection plan for you and your family!

Holidays, LegalShield

What To Do If You Receive Bad Customer Service

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Bad customer service is not just frustrating for consumers: it costs them billions of dollars andcountless hours per year. One angry Virginian even cited Verizon’s horrible customer service as the cause of her heart attack.

Despite this, many companies are notorious for providing bad customer service year after year. In the 2015 American Customer Satisfaction Index, the infamously bad customer service at Comcast fell even lower and earned the company recognition as one of the worst brands in America. Comcast has suffered so much damage from angry customers – some of whom have taken to Twitter and created viral rants to vent their frustrations, according to Quartz – that it is investing $300 million to improve its customer service.

Yet, giant companies are not the only perpetrators of bad customer service. For LegalShield associate Larry Smith, a trip to a local jeweler ended in disaster when a cherished family ring was destroyed. “I never expected it, but was even more surprised when the owner refused to do anything,” says Smith. “That’s when I called my LegalShield attorney. After she called the company, I was able to go back later that same day and pick up a check for $2,000. It was that simple.”

(Click here for information about LegalShield.)

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Unfortunately, many people are not aware of their rights – or, worse, they voluntarily waive them. According to Michael Fiffik, an attorney with a LegalShield provider law firm, “Consumer contracts are notoriously one-sided. The company is producing the contract so it generally contains only matters of concern to the company – the customer’s obligations, the company’s remedies in the event of non-payment and right to get out of the contract easily, etc.” He continues, “Consumers almost never read the ‘small print’ and companies know that so they fill these contracts with provisions benefiting only them.”

A variety of federal and state laws exist to help protect consumers. For example, the Dodd-Frank Wall Street Reform and Consumer Protection Act (the “Dodd-Frank Act”) created the Consumer Financial Protection Bureau (“CFPB”). The CFPB is empowered to examine and issue rules relating to unfair, deceptive or abusive acts and practices. According to the2014 Consumer Response Annual Report, the CFPB received approximately 250,000 consumer complaints last year alone.

Health Insurance, LegalShield

Important Health Care Enrollment Dates

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  • November 1, 2015: Open Enrollment started — first day you can enroll in a 2016 insurance plan through the Health Insurance Marketplace. Coverage can start as soon as January 1, 2016.
  • December 15, 2015: Last day to enroll in or change plans for new coverage to start January 1, 2016
  • January 1, 2016: 2016 coverage starts for those who enroll or change plans by December 15.
  • January 15, 2016: Last day to enroll in or change plans for new coverage to start February 1, 2016
  • January 31, 2016: 2016 Open Enrollment ends. Enrollments or changes between January 16 and January 31 take effect March 1, 2016.

If you don’t enroll in a 2016 health insurance plan by January 31, 2016, you can’t enroll in a health insurance plan for 2016 unless you qualify for a Special Enrollment Period (see below.)

SPECIAL ENROLLMENT PERIOD

A time outside of the open enrollment period during which you and your family have a right to sign up for health coverage. In the Marketplace, you qualify for a special enrollment period 60 days following certain life events that involve a change in family status (for example, marriage or birth of a child) or loss of other health coverage. Job-based plans must provide a special enrollment period of 30 days.

IDShield, LegalShield

7 Tips To Protect Yourself From Phone Scammers

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I personally received a call this week from a phone scammer! These thieves were out to steal my credit card numbers by stating they were my credit card provider company, and for security purposes needed me to verify my credit card number. They had my name, phone number (obviously), expiration date, and the last 4 digits of my credit card. What they did not have were the other 12 digits of my card(s). For verification and security purposed they asked me to provide the full credit card number. Thankfully, a red flag immediately went up in my mind, and I stated. “If you are my provider credit card company, then for verification and security purposes YOU PROVIDE my credit card numbers!”

Because I have LegalShield and IDShield services and protection, I immediately opened my LegalShield app on my phone and pushed the link to call my private investigator at Kroll.

My Kroll private investigator reminded me, “Never provide your card number or any other personally identifiable information over the phone unless you are the one who made the call.” He also made a note on my account and assured me that they were on top of monitoring my identity.

If you receive one of these calls, or get an automated call/voice or text message, remember the following advice:

1. Don’t trust caller ID. Scammers often have the capability to mask their call information, which is known as spoofing.

2. Don’t share your personally identifiable information (PII). If you are already doing business with the company represented, they should already have all of your information.

3. Don’t react too quickly. It’s very important to remain calm, even if you think you are about to lose a service or if you think a punitive action is about to be taken.

4. DO NOT press one or wait on the line for a live person – these scam operations do not acknowledge the Do Not Call list and your response may lead to more scam calls.

5. DO NOT call back the number provided or click on any website hyperlinks. Instead, independently verify that the message was sent by a legitimate source by visiting the company website, calling customer service directly, or some other form of contact, as long as it is initiated by you.

6. Your service provider may be able to block the incoming telephone number, but keep in mind there are limitations to this service – scammers frequently use multiple numbers, and there are many telephone scams running at any given time.

7. You should report your experience to the FTC directly on their website. For scams involving the IRS, you should also use the IRS’ own form here.

Overall, Kroll’s advice is simple: “If you find yourself in any of these situations, DO NOT release any personally identifiable information; hang up.”

To learn more about how to protect yourself and your family from identity theft, visit my LegalShield and IDShield website.

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Aflac, Family, Health Insurance, IDShield, LegalShield, Life Insurance, Relationships

CRMS – Who We Are

Debbie and I have spent the last 26 years, of our 31 years of marriage, serving families. We have ministered to families in a variety of ways including spiritual counsel, finances and family budget planPicture1ning, parental coaching, child development, insurance consultation, and most recently we added to our services identity theft, legal services, and small business benefits  As you can see, we really do care about serving families!

Therefore, we decided to bring all of these services under one name called Cannon Risk Management Solutions.  Our mission at CRMS is to protect your family, finances, and your future!  We offer a variety of solutions to help you minimize your risk and exposure, thus protecting your family, finances, and your future!

We would love to serve you and your family.  Contact us today for a free consultation and let us evaluate how we can best serve you. You have worked hard to provide for your family, finances, and your future; now, let us help you protect it all! Click here to contact us today and let’s get started minimizing your risk!

IDShield, LegalShield

Our Proprietary Network of Law Firms

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Making justice more affordable is becoming a reality for many.

We have all been overcharged, treated unfairly or just taken advantage of. Having a good attorney in your corner can have a big impact. LegalShield is changing the way legal services are provided, our proprietary network of law firms is at the heart of this revolution.

The link below will take you to a video which features some of the great attorneys across the US that make our service work.

Click here to see how it works with our attorneys (video)