Risk Management Consultant – helping you minimize your spiritual, financial and physical risks!
Mortgage protection life insurance is an important financial planning tool that allows families to stay in their home after a loved one dies.
Most homeowners understand having life insurance is important to protect the family when they are gone. Most homeowners also want to make sure their homes are safe should they die unexpectedly. Continue reading “What Is Mortgage Protection Insurance? Do I Need It?”
Church Insurance: 15 Important Things You Need To Cover
Continue reading “What Insurance Coverage Do You Need For Your Church?”
Open Enrollment for 2019 Marketplace coverage starts in just a few short months. Here are some important enrollment dates to mark on your calendar:
Continue reading “When can I enroll in a 2019 Marketplace plan?”
Medicare still has deductibles, co-pays, and co-insurance. Can you afford to pay these costs out of pocket?
Medicare supplement insurance pays for the things Medicare doesn’t. There are several plans to choose from, each with different rates and coverage levels. Continue reading “Do You Need Medicare Supplement Insurance?”
Who takes care of your income protection? If you’re sick or hurt and unable to work, how would you pay your most basic expenses: #Mortgage #Utilities #Groceries?
Watch this short video, then contact me and let’s work on your MUG plan!
Continue reading “Are You Protecting Your MUG?”
The first of the 78 million baby boomers turned 65 on January 1, 2011, and some 10,000 boomers a day will reportedly reach that milestone between now and 2030.
If you are about to turn 65, then it is time to think about Medicare and your Medicare Supplements. You become eligible for Medicare at age 65, and delaying your enrollment can result in penalties, so it is important to act right away. Continue reading “Turning 65? What You Need to Know about Signing up for Medicare”
If you’re one of the 25.8 million people in the U.S. with diabetes, you might think you can’t get life insurance … but think again!
If your diabetes is under control, you can get affordable life insurance to protect your family.
If you’re staying healthy and seeing your doctor for regular check-ups, we can help I can help you get affordable coverage.
Top 5 Factors for Diabetic Life Insurance: Continue reading “Do You Have Diabetes? Think You Will Never Get Life Insurance?”
Every small businesses should protect their company with small business insurance. General Liability insurance coverage covers physical damage to the property of others or injuries to others, as well as protection from claims of libel and slander.
Every business, even if home-based, needs to have liability insurance. The policy provides both defense and damages if you, your employees or your products or services cause or are alleged to have caused Bodily Injury or Property Damage to a third party.
Continue reading “Do I Need Small Business Insurance?”
We have all struggled with this one important question: How much life insurance should you buy? I can help you answer that question in 2 easy steps.
1. Cash Now
If you passed away, your family would need an instant infusion of cash to pay for any last medical expenses and a funeral. But how much will that be?
The average cost of a traditional funeral is between $7,000 and $10,000. That’s not counting any doctor or hospital bills your spouse may be left with after you’re gone. If you’re in doubt, leaving $10,000 to $15,000 to handle these expenses is a good place to start.
Continue reading “How Much Life Insurance Do You Need?”
It is estimated that 70-80 million Americans own at least one firearm. A recent Gallup poll indicates that concern over personal safety is the most common reason given for owning a gun.
But what happens if a law-abiding citizen is actually forced to use a gun to protect his/her self, a loved one, or their personal property? There will be an investigation – and potentially a criminal trial. Even an eventual acquittal provides no guarantee that the “victim” or his/her family members won’t sue in civil court.
Many homeowner policies specifically exclude firearm use – even in self defense – as a covered exposure, deeming it to be an intentional act. That leaves the gun owner personally liable for legal expenses, bail bond costs, and any judgments awarded through a civil action.
Continue reading “Why Should You Consider Firearm Liability Insurance?”
