Young Families — Protect Your Future in Minutes!


Lock In Your Life Insurance Policy Today

As a parent, your top priority is protecting your family — even when you’re not around. That’s where life insurance comes in.

Why Young Families Need Life Insurance:

  • Replace lost income so your spouse and kids stay financially secure
  • Cover mortgage payments, childcare, and daily living expenses
  • Leave a legacy for your children’s future education and needs
  • Avoid burdening loved ones with debt or final expenses

Getting covered has never been easier! With our Ethos online application, you can:
✔️ Apply in minutes
✔️ No medical exam (in most cases)
✔️ 100% online — quick, simple, and user-friendly
✔️ Affordable monthly rates that fit your budget

💻 Click here to get your FREE quote and lock in your rate today
It’s fast. It’s smart. It’s protection your family deserves.


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Affordable Individual Vision Insurance!

What Is Mortgage Protection Insurance? Do I Need It?

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Mortgage protection life insurance is an important financial planning tool that allows families to stay in their home after a loved one dies.

Most homeowners understand having life insurance is important to protect the family when they are gone. Most homeowners also want to make sure their homes are safe should they die unexpectedly. Continue reading “What Is Mortgage Protection Insurance? Do I Need It?”

When can I enroll in a 2019 Marketplace plan?

Open Enrollment for 2019 Marketplace coverage starts in just a few short months. Here are some important enrollment dates to mark on your calendar:

open-enrollment-2019

Key 2019 Open Enrollment dates:

  • The 2019 Open Enrollment Period runs from Thursday, November 1, 2018, to Saturday, December 15, 2018.
  • If you don’t act by December 15, you can’t get 2019 coverage unless you qualify for a Special Enrollment Period.
  • Plans sold during Open Enrollment start January 1, 2019.

Have questions? Need assistance? Contact me!

Continue reading “When can I enroll in a 2019 Marketplace plan?”

Do You Need Medicare Supplement Insurance?

Not sure about which Medicare Supplement Plan is right for you?

senior-couple

Medicare still has deductibles, co-pays, and co-insurance. Can you afford to pay these costs out of pocket?

Medicare supplement insurance pays for the things Medicare doesn’t. There are several plans to choose from, each with different rates and coverage levels. Continue reading “Do You Need Medicare Supplement Insurance?”

Are You Protecting Your MUG?

MUG: MORTGAGE UTILITIES GROCERIES

Who takes care of your income protection? If you’re sick or hurt and unable to work, how would you pay your most basic expenses: #Mortgage #Utilities  #Groceries?

Watch this short video, then contact me and let’s work on your MUG plan!

 

Continue reading “Are You Protecting Your MUG?”

Turning 65? What You Need to Know about Signing up for Medicare

medabcd

The first of the 78 million baby boomers turned 65 on January 1, 2011, and some 10,000 boomers a day will reportedly reach that milestone between now and 2030.

If you are about to turn 65, then it is time to think about Medicare and your Medicare Supplements. You become eligible for Medicare at age 65, and delaying your enrollment can result in penalties, so it is important to act right away. Continue reading “Turning 65? What You Need to Know about Signing up for Medicare”

Do You Have Diabetes? Think You Will Never Get Life Insurance?

2018-08-15 (3)If you’re one of the 25.8 million people in the U.S. with diabetes, you might think you can’t get life insurance … but think again!

If your diabetes is under control, you can get affordable life insurance to protect your family.

If you’re staying healthy and seeing your doctor for regular check-ups, we can help I can help you get affordable coverage.

Top 5 Factors for Diabetic Life Insurance: Continue reading “Do You Have Diabetes? Think You Will Never Get Life Insurance?”

Do I Need Small Business Insurance?

SmallBusinessInsurance

Every small businesses should protect their company with small business insurance.  General Liability insurance coverage covers physical damage to the property of others or injuries to others, as well as protection from claims of libel and slander.

Every business, even if home-based, needs to have liability insurance. The policy provides both defense and damages if you, your employees or your products or services cause or are alleged to have caused Bodily Injury or Property Damage to a third party.

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Continue reading “Do I Need Small Business Insurance?”

How Much Life Insurance Do You Need?

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We have all struggled with this one important question: How much life insurance should you buy? I can help you answer that question in 2 easy steps.

1. Cash Now

If you passed away, your family would need an instant infusion of cash to pay for any last medical expenses and a funeral. But how much will that be?

The average cost of a traditional funeral is between $7,000 and $10,000. That’s not counting any doctor or hospital bills your spouse may be left with after you’re gone. If you’re in doubt, leaving $10,000 to $15,000 to handle these expenses is a good place to start.

FreeQuote

Continue reading “How Much Life Insurance Do You Need?”