Why Should You Consider Firearm Liability Insurance?


Gun_Firearm_Insurance

It is estimated that 70-80 million Americans own at least one firearm.  A recent Gallup poll indicates that concern over personal safety is the most common reason given for owning a gun.

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But what happens if a law-abiding citizen is actually forced to use a gun to protect his/her self, a loved one, or their personal property?  There will be an investigation – and potentially a criminal trial.  Even an eventual acquittal provides no guarantee that the “victim” or his/her family members won’t sue in civil court.

Frequently Asked Questions

Many homeowner policies specifically exclude firearm use – even in self defense – as a covered exposure, deeming it to be an intentional act.  That leaves the gun owner personally liable for legal expenses, bail bond costs, and any judgments awarded through a civil action.

CONSIDER SOME OF THE FEATURES OF THIS FIREARM LIABILITY:

  • Civil Actions – Legal Defense.  Provides expert legal counsel to protect you against civil litigation arising out of the covered use of a firearm for self-defense.
  • Civil Actions – Indemnity.  In the event of an adverse civil judgment occurring from a covered event, the policy will pay monetary awards (up to the limit of liability).
  • Criminal Actions – Legal Defense Reimbursement.  Policy will reimburse insured for reasonable legal expenses incurred while defending him/herself against criminal charges arising from the use of a firearm in self-defense (up to the limit of liability).
  • Criminal Actions – Legal Defense Retainer.  Advances funds to the insured to cover the cost of retaining legal counsel to defend against a criminal action.
  • Criminal Actions – Bail Bond.  Advances funds to cover the cost of securing a bail bond.
  • Compensation While in Court.  Compensation for loss of earnings resulting from time off taken from work to assist the insurance carrier in the investigation or defense of a covered claim.
  • Firearm Theft Civil Liability.  Provides legal defense for civil actions resulting from bodily injury/property damage caused by firearm stolen from the insured.
  • Psychological Sessions.  Reimbursement for therapy sessions with a licensed professional to help the insured cope with the trauma associated with using a firearm in self-defense.
  • Legal Defense Hotline.  Access to a hotline staffed by legal professionals.  This service is provides advice on questions relating to the use of a firearm in self-defense.

CLICK HERE TO SECURE THIS VALUABLE FIREARM LIABILITY INSURANCE COVERAGE FOR YOUR FAMILY NOW!

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Who Do I Call for Legal Problems

When would you actually need an attorney? You’d be surprised. A LegalShield membership allows you to get help on things you may have never even thought needed an attorney – from traffic tickets, to real estate, IRS audits, wills, divorce, adoption and beyond.

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Run Your Business Like A Business … Because It Is!

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To all my Network Marketer colleagues. Kudos to you for pursuing your dream! I love your entrepreneur spirit! However, we cannot be experts in every area of our business. Therefore, allow me to help protect your dream and business!

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CRMS – Who We Are

Debbie and I have spent the last 26 years, of our 31 years of marriage, serving families. We have ministered to families in a variety of ways including spiritual counsel, finances and family budget planPicture1ning, parental coaching, child development, insurance consultation, and most recently we added to our services identity theft, legal services, and small business benefits  As you can see, we really do care about serving families!

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